VA Loans: Using Seller Credit to Pay Consumer Debt

Using a VA Home Loan allows for some flexibility when it comes to seller credit. When you purchase a home, a seller credit can be negotiated to pay closing costs. If there is excess, the VA allows veterans to apply those funds to credit cards - sometimes strategically to help qualify. If you are an agent who needs VA expertise, or you are a consumer who has lending questions, reach out to us!

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at Sun West Mortgage Company, Inc.  NMLS 3277

(760) 655-1418

1925 Palomar Oaks Wy. #110

Carlsbad, CA 92008

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