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Revised for 2020 Folks!

I took a few days and rewrote the VA Home Loan Field Manual for 2020 changes. Check it out if you are so inclined. Easiest way is to just email me and I can email you a copy on PDF, or if you are close to Carlsbad, just swing by and I'll give you one.

If you're trying to kill some time while we are all locked in our homes as Gavin and his friends eat foie gras at French restaurants, it'll kill at least 20, 30 minutes before you fall asleep...

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