One of the MOST important things you will ever learn is the concept of debt to income ratio. Debt to income ratio tells you one of two things: DO I qualify for a home? And if so - HOW MUCH home do I qualify for?
One thing that we always try to do at the Lehman Group is help our clients save money on closing costs. A great way to do that is understanding what the VA Funding Fee is, and then understanding how to limit your cost.