CALIFORNIANS - the limit to of 10K in State and Local tax deduction in 2018 is going to be a negative for some of you out there... Mainly those who have real estate and pay a lot in State taxes. Here are two things that I am doing to save a little bit before these chan...

As the holidays kick into full gear and things slow down, you should always consider stopping to plan for the next period of activity.  No better example of this than business planning for 2018.  Check out this quick 5 minute video below to help you fully prepare for 2...

Check out the new conforming loan limits:

Nationwide:  424,100 in 2017 becomes 453,100 in 2018. 

This gives a great boost to Riverside County! 

San Diego High Balance goes from 612,950 up to 649,750 in 2018

VA and FHA should be out soon!  Stay tuned!

Daniel Lehman

The Lehman...

One of the MOST important things you will ever learn is the concept of debt to income ratio.  Debt to income ratio tells you one of two things:  DO I qualify for a home?  And if so - HOW MUCH home do I qualify for?

Check this video out, and get a REALLY good...

One thing that we always try to do at the Lehman Group is help our clients save money on closing costs.  A great way to do that is understanding what the VA Funding Fee is, and then understanding how to limit your cost. 

First, the VA Funding fee is a fee that the...

Here is an excerpt from my book - The VA Home Loan Manual - that will give you the basics of Credit as it relates to a VA Home Loan...  Enjoy!  

CREDIT
 

When you apply for a home loan, lenders are going to pull a credit report and look at two things related to your...